Calculating Your Odds Of Getting A Top MBA

by John A. Byrne on

This 26-year-old young professional woman is an analyst at a mid-level investment bank in New York. A Big 10 grad with degrees in finance and economics, she wants to use the MBA to eventually become a leader in the private equity space.

A professional at Procter & Gamble, this 26-year-old man says he is French – but without being truly French. He was born and raised in Paris from a middle eastern background. He graduated in the top 5% of his class at a selective school in France, earned a Masters in Management from London Business School and now wants to use the MBA to transition into management consulting.

She’s a 23-year-old African American woman who works at a fast-growing government consultancy. With a 710 GMAT and a 3.6 grade point average at an Ivy League school, she’s hoping an MBA will help her develop private-public partnerships for positive social impact.

Sandy Kreisberg, founder of HBSGuru.com

Sandy Kreisberg, founder of HBSGuru.com

What these applicants share in common is the goal to get into one of the world’s best business schools. Do they have the raw stats and experience to get in? Or will they get dinged by their dream schools?

Sanford “Sandy” Kreisberg, founder of MBA admissions consulting firm HBSGuru.com, is back again to analyze these and a few other profiles of actual MBA applicants who have shared their vital statistics with Poets&Quants.

As usual, Kreisberg handicaps each potential applicant’s odds of getting into a top-ranked business school. There’s also a video portion of the series featuring Kreisberg live evaluating the prospects of one of our candidates: a 23-year-old African American woman with a government consultancy.

If you include your own stats and characteristics in the comments, we’ll pick a few more and have Kreisberg assess your chances in a follow-up feature to be published shortly. (Please add your age and be clear on the sequence of your jobs in relaying work experience. Make sure you let us know your current job.)

Sandy’s candid analysis:

computergalMs. Private Equity

 

  • 740 GMAT (48Q/44V)
  • 3.4 GPA
  • “My mom was very sick when I left for college and ended up passing away my freshman year. My grades suffered as I dealt with the loss.”
  • Undergraduate degrees in finance and economics from a Big 10 university in the Midwest
  • Work Experience includes three years as an investment banking analyst at a mid-market investment bank in New York. Plan to transition to an associate role at a mid-market private equity firm within the next year and continue to work in private equity post-MBA
  • Extracurricular involvement as an executive board member in a sorority, volunteered as a tutor at a local elementary school, currently mentor a female junior analyst in our company’s mentorship program, which was designed to improve employee retention among women in the investment banking division , actively participated in recruiting efforts for my bank’s associate and analyst investment banking programs, tutor for elementary school aged children in the Bronx
  • Goal: To network with other professionals in private equity and to develop the skills necessary to become a leader in the space
  • 26-year-old white female

Odds of Success:

Harvard: 20%
Chicago: 40%
Northwestern: 40%+
Wharton: 30% to 40%
Columbia: 40%

Sandy’s Analysis: You got a lot going for you but here is some tough love: white people (even females) from middle market banks + middle market PE firms + a 3.4 from the Middle West (Big 10, not sure if they are all in the Midwest but you get the idea) as a rule do not get into HBS, even with what looks like a real balanced 740 GMAT (48Q, 44V). Your extras–volunteer tutor for kids in the Bronx and mentor and other service work at your bank–are fine and probably one cut above most people in finance but that is not going to turn the tide. There are just too many high-powered female bankers with better jobs and stats and it is about that simple.

At Wharton, it is the same analysis, although the banking window is wider, so I’m calling that a reach. Columbia is going to be right on the edge and my advice there is to really think about Early Decision and show them the love by visiting, making inquires, sounding interested. Booth is in the same orbit, so apply as early as you can (that can help).  You have a compelling story in total and Kellogg might want a smart woman banker in the class. That is probably your best bet.

As to your weakest point, your 3.4 GPA, you say “My mom was very sick when I left for college and ended up passing away my freshman year. My grades suffered as I dealt with the loss.”  The impact of your mom’s illness and death  is certainly credible, given the timing, and it could be more so if you were first in your family to go to college, etc.  What is your GPA with first year grades taken out of the mix, a calculation worth making, in addition to an extended  substantive explanation.

“Goal: To network with other professionals in private equity and to develop the skills necessary to become a leader in the space.” Hmmmmm, that is a bit generic. It would help, just for application purposes, to find a part of PE that appeals to you, based on some connection to your work history or personal story, and say you want to focus on that. Sounds corny, and even though the entire goals issue is not that important for you, it helps support the application. Saying you want to lead a PE firm, for example, focused on education, educational technology, etc. will help anchor your story.

For example, note how a leading PE shop’s website defines the space and their reasons making investments there: “Companies that provide high-quality educational services, as well as the enabling products and technologies, will drive sustained growth in the education sector.”

You need to personalize that and cite companies you admire.  For a reality punch about what  that actually means in the, ahem, ‘real’ world, see the signature investments they cite. 

But you are not limited to reality. You can cite investments you want to make, and that can really add weight to your application.

I am just offering this template because your profile had some connections to the education space. Any ‘space’ will do, for you, or anyone else.

You just sound more focused and smarter when you pick a potential investment area.

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  • Mr DownUnder

    Hi Sandy, John,

    Love your work guys! Keen to get your thoughts on my chances:

    Background: Male, 26, Indian heritage

    Undergrad: BE, Electrical Engineering from a top 3 engineering school in Australia.

    Graduated with first class honours, Deans Honour list for all years at uni.

    Studied on a full fee faculty scholarship (which is uncommon for an international student)

    GPA: 3.4+ (As per a basic converter )

    GMAT: 680, Q76%, V78%) (weakest link on my application!)

    Work experience:

    1) Internship at Canon Inc. (R&D arm)

    2) A small telecomm company for 6 months post graduation

    3) Presently employed at AECOM (3 years)

    – promoted once.

    – accredited deputy project manager internally to assist with major project delivery and about to receive project manger status (manage projects of construction value of upto 800k).

    - relocating to London next month to undertake a secondment.

    Extracurriculars:

    1) Student mentor with the international student services for a short time during university.

    2) Member of the graduate committee at my workplace. Was part of the team that organized charity fundraisers, professional networking events, professional development events such as tech talks by industry experts.

    3) Presently, I’m a member of the key account management team for one of our clients that accounts for A$150m+ in revenue for the ANZ business. Responsibilities include liaising with client managers across different offices etc.

    Why MBA?

    The engineering consulting market landscape is changing. I feel that in a few years time, our roles will evolve, placing greater emphasis on business strategy, building client relationships and focussed project delivery and I believ this is the right time for me to take a break and broaden my skill set. I also developed an interest to the business side of our work since I’ve started with the organisation.

    ST goals: A more traditional path of working with a strategy consulting firm

    LT goals: Would like to return to engineering consulting industry and leverage upon my experience and networks from strategy consulting an B school.

    Target schools: MIT, HBS (?), Tuck, Haas and Darden.

  • Awhatsmith

    Hi Sandy and John,

    White, Male, 26. BUT wait! This is my second try at the MBA application
    process, with my first attempt at 24. I was wait listed for all 3 rounds at
    Darden, with app rejections at H/S/W/C. Would greatly appreciate your expert
    advice on my profile.

    Stats:

    - 3.3 GPA, dual major (3.8 senior
    year) from USC in Business & International Relations

    - 700 GMAT (45Q40V)

    Work:

    - During college, boot strapped a small business
    (media publishing) with 100K revenue College internships in wealth management, apparel
    manufacturing (China) and apparel retail (SF)

    - 2.5 years at a technology consulting firm for
    ERP transformations

    - 2 years in Industry Strategy & Marketing at
    a “hot” software company (hint, leading the maker movement) focusing on X-industry
    and Architecture, Engineering, and Construction

    Some could view this as hopping around, but I’ve
    purposefully created this “rotational program” so I can gain as much
    operational experience, in as many functions, as possible before my MBA.

    Extras:

    - Design and 3D printing hobbyist

    - Toastmasters (founding one club currently)

    - Taproot Volunteer (finance)

    - Led local fundraising and outreach events for
    Presidential election

    - Father is Wharton Alumni

    Career Goal: I am a 3D printing (otherwise known as additive
    manufacturing) champion. The structural detailing capabilities, customization,
    and near-zero mfg waste can be a platform catalyst for many industries. I am driving
    towards building/growing an organization that is laser focused on applying AM
    to stagnate and wasteful industries.

    Do I apply again at H/S/W/C??

    Shoot, do I even get an MBA?

  • Consulting

    Hey Sandy,

    would be very kind to review my profile:

    Education:

    - Undergrad degree at Top 3 German University in Business Studies/Economics -> Graduated Top 10%
    - Exchange Term in the US at a Top 30 East Coast Private University -> 3.9/4.0 GPA
    - Masters in Management at LSE in the UK -> Graduated with Distinction (top 10%) and Best Thesis Award (could this be any issue? – In Germany you traditionally NEED to do a Master’s degree to break into the job market)
    - Exchange Term in Top Spanish Business School -> 9.2/10 GPA as best in class

    Work during Education:

    - Founded small start-up during undergrad studies
    - 2 internships at mid-cap consulting firms
    - 1 internship at an MBB consulting firm

    Work:

    Working since 1.5 years at one of the MBB consulting firms in Europe focusing on the TIME markets

    ExtraCurric:

    - Founded student run NGO consultancy – today biggest one in London
    - Core Team member for one of the biggest student sport events in Europe
    - Tutoring High School Students during my time at MBB

    Targets:

    - Stanford
    - Harvard
    - Wharton
    - Columbia
    - Yale
    - Darthmouth

    Career Goals:

    Go back to my firm and take it to the next level (do I need to spin this or is this a fair statement?)

  • Consulting

    Additional points:

    Took a 710 GMAT (unbalanced towards Verbal) for my Masters – Should I retake this?

  • Ms. CSR

    Could you handicap my odds for Haas and MIT? I’d also appreciate advice on what I should focus on in the next year or two to beef up my experience/application.

    770 GMAT
    3.54 GPA, B.S. Environmental Engineering with a minor in Entrepreneurship & Management from a top 20 private university on the east coast
    Demographic: <25 year old white female

    Work Experience: Various internships in the environmental/energy fields during my undergrad years. 1 year in systems integration consulting for federal clients at an international consulting firm. Transitioning out of federal IT consulting is proving difficult. I have also volunteered after hours to support my company's sustainability and nonprofit practices.

    Extracurricular (undergrad):Director of Finance for my sorority. Founder and president of a chapter of a national organization of students that consults for nonprofits, pro bono. Club lacrosse.

    Extracurricular (post-graduation): On the executive board of the national organization mentioned above. Regular volunteer with an organization that helps people transition out of homelessness.

    Why I want to go to business school: I see it as a chance to pivot my career more towards what I love – environmental sustainability and service. I'm not seeing an easy path with my current employer. Ideally after graduating I work my way up to lead the CSR/Sustainability department of a major company, or I would start/join some sort of Social Entrepreneurship venture. I want to serve people using a financially sustainable model in the private sector. I need more education and a wider network to achieve this.

  • Ms. Independent

    Sandy, John!!
    Your blog has given me so much insight to what admissions at top Bschools expect from potential MBA candidates. Any advice for me?
    680 GMAT
    3.4 GPA
    Undergrad in Finance from Tier 1 state school
    Work Experience: sales and use tax consultant at a midsized corporate advisory firm in Texas with extensive knowledge in multi state tax laws and industry experience in healthcare and manufacturing; recently promoted to senior consultant
    Extracurricular Activities: tennis, avid gym goer, kickball league with coworkers
    Volunteer Involvement: Financial and Statistical Information analyst with the American Red Cross, Mentor for under privileged youth with local Girls’ Inc chapter, Habitat for Humanity, Energy and Utility Exhibit Hall Volunteer at Nature and Science museum
    Short Term Goal: move into either corporate finance or investment banking in the energy/oil and gas/utility industry
    Long Term Goal: transfer knowledge to working in house for a startup clean energy company in California
    24 year old African American female
    First generation college graduate
    Target Schools: UCLA, UC Berkley, Duke, UT Austin

  • credevelop

    Hi Sandy,

    Could you advise me on my odds for Wharton, Columbia, Yale, NYU, Kellogg and whether or not I’m wasting my time?

    730 GMAT
    3.2 Undergrad GPA (3.6 senior year when I wasn’t playing baseball) from a top liberal arts school

    Work Experience: 5 years in commercial real estate as an investment sales broker with plenty of deal experience and success stories. Regional firm.

    Extracurricular: 3 year varsity baseball player, started two of those years. Compete on the national level in Olympic Weightlifting. Volunteer coach for a club weightlifting team at a local university for the past 5 years. On the Statewide BOD for a globally recognized Commercial Real Estate designation for 2 years. I also volunteer at my church and a local soup kitchen.

    Why an MBA?: To move from brokerage to the PE/Development side. I eventually want to start my own firm focused on international CRE development in emerging markets.

  • Felix

    Hello Sandy,

    I am generally interested in the top 10 schools and would be thankful to get some insight regarding my respective chances.

    My stats:

    German, white, 28 years old
    730 GMAT (1st and only test taken)
    BSc Economics (7.4/10 -> about upper 2nd/3.0), BSc International Business (7.4/10)
    MSc Finance & Investments (8.2/10 -> 1st/4.0), MSc Economics (8.2/10)

    Work experience include one year Big 4 in transaction services and 1.5 years in Investment Management (global top 30, europe top 10 firm by AUM).

    Extracurriculars include university related activities (teacher, guidance councel) and work with children in Germany.

    My goals are primarily to stay in the industry but to transition to the US in a better position.

    Thanks in advance for your time and the consideration.

    Regards,
    Felix

  • Mr. Typical IT

    Hi Sandy ! A bunch of thanks all the way from India, for the valuable information you provide here. I would love your inputs on my profile-

    Male/24/Indian

    750 GMAT (Split up: Verbal-42, Quants-49, IR-8, A.W.A- 5)
    6.4 GPA (on a scale of 10) Bachelor’s Degree in Computer Science from one of India’s top private universities ( Yes i do realize my GPA is abysmal.)

    Work Experience:
    3 years in India’s top IT company. Current role- pre-sales consultant. I work with clients to understand their requirements for mobile based testing. I also develop the final offering. Have received two commendations from clients as well (in my previous roles though).

    Extracurriculars:

    -Won awards in a few events at a National Level Symposium that was conducted by my Alma mater
    -Part of the Toastmaster’s club in my office. Was elected secretary for the term 2013-2014. I have completed CC, CL and ALB tracks. Also won the triple crown award for filing 3 awards in one year.
    -Purple belt holder in karate. Came second place in a district level sparring competition.
    -Helped organize TedX *insert city name* 2012.

    Volunteer Work:

    -A part time volunteer with one
    of India’s largest youth volunteer non-profit organizations. I teach kids at an orphanage on weekends.
    -Helped
    set up English classes for the security guards employed by my company. Was a part of the teaching staff as
    well. Received appreciations from my company for this initiative.

    Additional info:

    Am a member of MENSA. I scored 99%ile on their IQ test (not sure if this is something that counts towards an MBA application but no harming in putting it out there eh ? )

    Goals- shift from Technology Consulting to Strategy Consulting

    I would ask about my chances at H/S/W but with my undergrad marks i wonder if they will even consider me. Do i stand a chance at Booth,Sloan, Columbia, Yale, Tuck, Kellogg, Stern ?

  • NoWay Jose

    Please evaluate my (white-male) profile:
    Work: 5 years with a large defense contractor. Entry level engineer to production supervisor (current)
    GMAT (taken twice): 700 (V40, 90%; Q46, 68%)
    Education: BYU, 3.4, Manufacturing Engineering Technology
    Extras: Church Ministry (2 years full-time in Scotland; currently part-time), Boy Scouts of America, Special Olympics, Employee Club Board of Directors Treasurer
    Certs: Green Belt Certified, Society of Manufacturing Engineers – Certified Manufacturing Technologist
    Post MBA: Business Operations Consulting

    Top Schools:
    Yale
    Cornell
    Brigham Young
    Duke
    Texas

  • Ani

    Hi Sandy! Would highly appreciate if you pick up my profile to include.

    Ms. Central Banker
    - 29 year old Eastern European female, currently working on a high profile financial stability team at the central bank in my country (Bulgaria)
    - 700 GMAT (Q:47-70%, V: 39 – 88%)
    - 3.45 GPA (undergrad, double major Economics and Business from the top university on the Balkans :)), which is a US style liberal arts school, then 3.35 graduate GPA, from an MA in Economics at NYU GSAS. I did take the GRE back in 2007 but it has expired (it was 1,400 with Q: 750 and V: 650).
    - Worked for 1 year in an Asset Manager (~hedge fund) on Wall Street, as a Research Associate, then had to leave to fulfill a Fulbright requirement to work in Bulgaria
    - Worked for 1 year in an investment banking boutique in Bulgaria, then joined the central bank in a team analyzing financial institutions. Have been at the central bank for 2 years.
    - Want to do an MBA at Stern/Columbia/Wharton/LBS and get an associate position in a financial institution group at a major investment bank, ideally with emerging markets presence as well. long term plan is to be advisor on banks and perhaps restructuring in my region but that comes after private sector experience according to me.
    - extracurriculars – i have been quite involved in a project providing tutoring to refugees in Bulgaria over the past 2 years; in undergrad I was a newsperson on the local radio and a peer educator (but that was in 2003-07).
    - I have travelled quite a bit for studying and work in the US and Europe.
    - I speak Spanish, Russian, and Bulgarian and I am a CFA Level 1 Candidate

    Thanks for any comments you may have!

  • B School Hopeful

    Sandy- Will you please handicap my odds? I am interested in GSB, Wharton, Booth, Kellogg, and Haas

    730 GMAT
    3.75 GPA, BBA in Finance from University of Iowa
    26-27 year-old white male
    1 Parent is graduate from GSB (not sure if this makes a difference)
    Have audited a couple of post-college statistics courses successfully.

    Work Experience: 2.5 years at a mid-size feeder marketing consulting company as a Financial Analyst focusing on internal forecasting and planning.
    9 months at the Arena Football League Front Office as a Financial Analyst.

    Extracurricular Activities: 2 years in leadership role at mentoring program for high-performing inner city kids, helping with college applications.
    2 years on a young associates board of a non-profit based around teaching youth sport coaches how to properly motivate and coach.
    Working as a volunteer coach for a youth basketball team (mentoring and coaching are my passions!)

    Why MBA: Now that I have experience in forecasting and understand the financial inner-workings of my current company, I believe I can transition to a client-facing role in the firm and climb my way into a leadership role. I recognize to which industries we can expand and believe by studying Marketing and Operations Management, I can put myself in a position to be a strong consultant for the type of work that we do.

  • Starter Upper

    Sandy,

    Would you mind handicapping me for HBS and Sloan?

    30 year old white male
    760 GMAT
    Skipped two years of high school
    3.9 GPA in computer science at the University of Melbourne (#1 Australian university but unsure if well known in US)
    Started an honours year in software engineering and got a 4.0 average in first semester but dropped out before writing the thesis because I didn’t want the university to have IP rights over whatever I created – can go back and finish before applying if needed
    No real extracurriculars or leadership activities (but planning to apply at the end of next year so I have time to pick something up if needed)
    10 years work experience as an analyst/programmer making serious money, including about four years at a Top 4 Bank in Australia
    Also worked full time all through undergrad in exchange for a software company paying my tuition fees and a salary
    Quit my high paying job two years ago to found a start up. The start up scene in Melbourne is very small. Have finished a few projects since then (an online seating planner, an app that connects an exercise bike to video games, and an online reservation tracker) but none made any money. I’ve got products but finding it hard to find a business partner or get funding. I’m also finding the sales/marketing aspect difficult.
    Dad was diagnosed with cancer a year ago. This has sparked an interest in working in health or biotech startups.
    Objective at Bschool is to make some contacts, find some business partners for my start up, get some funding and learn more about business marketing.

  • MsCareerChanger

    Hi Sandy,

    Could you help me gauge my chances at getting into INSEAD?

    Miss Career-Changer
    female / Asian / 31 years old

    Academic:
    - BS in Chemical Engineering, GPA 3.42
    - attempted MS in Chemical Engineering, GPA 3.91 (2 years part-time), forfeited degree for overseas job opportunity
    - have not taken GMAT, but got 550V / 770Q on GRE (only studied for a couple of weekends), aiming for > 700 with a month of solid studying
    - went to same school in US South for both BS and MS, 3rd-tier overall but has a top 50 chem eng program

    Professional:
    - [chemical] process engineer with an US oil major (world top 5)
    - 2 years in renewable/alternative fuel
    - 3 years in plant design ($600MM – $1.6B capital budgets)
    - 3 years in plant operation support ($32MM/day revenue) in Central Asia (one of those countries ending with “-stan”) including 1 year in supervisory role

    Extracurricular:
    - volunteered at homeless shelters and food banks when working in the US
    (does this really matter?)

    Cultural Diversity:
    - born and raised in SE Asia, moved to US before university
    - have traveled extensively (45+ countries)
    - speak 2 formal languages fluently + 1 local dialect

    Personal Story:
    Mom worked as a baby-sitter after moving the family to the US [legally] with only $1000 in the bank and lots of debts. Dad (with only primary school education) stayed behind in SE Asia to run his failing business that created those debts. Worked part-time through uni as a waitress to help support the family. Dad passed away in 3rd year of uni; didn’t get to see him at his deathbed (had only money enough to send mom back).

    Career Aspiration / Future Plan:
    Sick and tired of doing boring engineering crap. Want to get into management consulting, but maybe stay in the same industry (oil & gas / energy) and leverage existing experience.

  • Guest

    Hi Sandy, could assess my odds for HBS, Columbia, Booth, Kellogg and LBS for this year’s 1st round?

    25yo Brazilian
    730 GMAT 50Q 40V
    Engineer, 7/10 (2nd quartile) grade from University of Sao Paulo
    2 years full-time at Bain (3 when the MBA starts)
    1,5 years part-time internship in sales at GE Energy – Wind division

    Extra
    1 year exchange program in Spain (top 3 engineering university in that country)
    Exam coordinator in 2 consecutive years for Bain’s university case competition (>1000 students participate)

  • Miss. Navy

    So… Here is one I have not seen yet.

    Female Military
    -GRE 168Q, 160V, 6.0
    -GPA 2.9 (experienced an adverse situation and, combined with the added stressors of a service academy and varsity athletic, my grades suffered the first couple years)

    -graduated US Naval Academy with major in Oceanography/applied math

    -college extras: Varsity crew, gospel choir, held Regimental leadership position my senior year, was in charge of game-day operations for alumni hall staff, Sexual Assault program facilitator

    - commissioned as Surface Warfare Officer- Engineering Dept Officer and in charge of 50+ sailors. I transferred after tour and became a Public Affairs Officer for SW region (all S. Cali)

    -I was a victim of trauma and my goals are altruistic and oriented towards helping other vets suffering and experiencing similar circumstances

    -Extra-curriculars now: MVP and NaVAgator volunteer at local VA hospital, volunteer for 3 female-vet run non-profit organizations from PR and social media to accounting, set-up and facilitate local and non-local support groups, personal mentor for service academy midshipman

    -Short-term Goals: to concentrate MBA in non-profit management, especially related to operations and financial management in order to gain the necessary knowledge and experience to thrive in the non-profit sector.

    -Long-term goals: to start my own non-profit for transitioning vets with PTSD unrelated to combat

    - 25 year old hispanic American female

  • Gavin

    Hi Sandy,

    Please evaluate my chances of getting into a top-10 MBA school in the US and how I can improve my chances.

    My stats are as follows:
    Dr. Biostat

    730 GMAT
    Biology and English Undergrad GPA: 4.0 (Finished top of class) (Top 40 Uni in UK)
    Biostatistics Master GPA: 4.0 (Finished top of class) (Top 5 Uni in UK)
    English Lit. Master GPA: 3.3 (Did concurrently to my biostat master) (Top 10 Uni in UK)

    Currently pursuing a Biostatistics PhD at Cambridge University and expected completion date is 2018.

    Work Experience:
    I have been running my own consulting company in the UK since April 2013. It currently has an annual turnover of over 25000pounds. I plan to expand it during the next 4 years.

    I have worked as a full time high school science teacher for 1 year.

    Additionally, I have worked as a part-time consultant in a consulting firm in Luxembourg for 6 months while teaching.

    Finally, I have undertaken multiple internships in both research firms such as BGI and consulting firms such as Grant Thornton.

    Career Goal:
    To build up my consulting company and to eventually transition into the biotech area. If this does not work, then enter a pharmaceutical company at a managerial level.

    Other Information:
    I can speak five languages including Chinese, German and French.
    I am an avid boardgame designer and plan to publish these in the future. I have won an entrepreneurship competition for a business plan on this.
    I am involved in a biotech consultancy company on a voluntary basis where I work on various consultancy projects and get to work with many high profile companies.
    I was a student representative throughout undergrad and grad school, having won an award for outstanding work in this area.
    Currently taking evening courses in Entrepreneurship and Technology Management from Judge business school. Planning on either doing an ACCA or CFA qualification while doing my PhD.
    I am a white male with British and Luxembourgish dual nationality.

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