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Mr. PM to FinTech

About Me:

I am driven to make financial services more accessible in emerging economies due to some poignant personal experiences. My Grandfather was denied a loan way back in 1965 and had to take money from a local moneylender – the astronomical rates got to him – we had to live frugally practically throughout my childhood to pay off that loan. This made me realize how the effects of financial marginalization cut across generations.


Undergrad School: BITS PILANI

Undergrad Major: Electronics and Instrumentation

GPA: 6/10

GMAT: 740

Age: 27,  Ethnicity: Asian or Indian

Other Degree/Certification: Financial Risk Manager

School Name: Global Association of Risk Professionals

Extracurriculars: INDIAN RED CROSS SOCIETY - Organized multiple blood donation camps in which record units of blood were collected, Local NGO - aimed at improving quality of life for people living in slums surrounding my undergraduate college, Senior Member - Department of Photography - Responsibilities included coverage of important events, managing huge inventory of cameras and video recording equipment and training juniors on basics of photography

Work History:


Industry: Banking & Finance

Company: Top Firm

Length of Employment: 5 yrs, 5 mos


Industry: Accounting

Company: Top Firm

Length of Employment: 1 yr

Big Life Wins:

1) Leading Risk Assessments of Brexit projects at a chaotic time – Led a team of 8 globally scattered analysts across US, EU, and APAC – delivered the project in record time, navigating cultural and time zone distinctions. 2) Reduced Operational Risk Losses by an unprecedented 30% in an earlier role, leading the mandate for an 800+ member department. 3) I have in the past helped farmers in my village secure a loan by negotiating terms on their behalf with a hesitant bank.

Post MBA Goal:

Join the fintech practice of a management consulting firm – Use this experience to start up a fintech firm aimed at making financial services accessible in emerging economies. In my current role, I have enabled the bank to embrace new tech and expand its scale of ops – want to use the same technology to foster financial inclusion.


Target School: Chicago Booth

Status: Open

Considering: Wharton, Columbia


The Experts Rate The Odds At: 18%

  • The MBA Exchange Odds Assessment: 15%

    Hi, this is Deepak Punwani from MBA Exchange. BITS Pilani is now becoming a bona fide feeder school for the top 10 MBA programs so rest assured that every school will respect that part of your profile. Your strong GMAT compensates in some way for 6 GPA. Am not sure if you have a straight GPA score or you converted by its seems you were around 50th percentile in your class by my estimation. If true, this will need explanation by taking ownership of fact that you may have performed below potential. But what decreases your odds significantly is your work experience. Risk and operations in a financial services firm isn’t a “hot” role. I would seriously advice you to seek some opportunities outside of …

    2 years ago Read the full review
  • mbaMission | Odds Assessment: 15%

    Hi, Mr. PM to Fintech, this is Julie-Anne Heafey of mbaMission. One of my favorite clients went to BITS Pilani, so I feel like I’m already rooting for you to succeed like my client did, but I also want to be honest with you…the road is not easy to an M7 school for applicants with your profile. You’ve got a compelling personal story, and I like the impact and leadership I see in your synopsis, but in your category, the competition is incredibly stiff. Although your GMAT is good, as others have suggested, your low GPA and your sector of employment may put you at a disadvantage. One thing that’s not clear to me is the progression in your current job – I’m …

    2 years ago Read the full review

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  • Stratus Admissions Counseling | Odds Assessment: 25%

    Hi Mr. PM to Fintech. This is Melisa from Stratus Admissions. Thanks for submitting. To start, you’ve got a compelling personal story to tell and I also like your range of extra-curriculars. As you approach your applications, you’ll want to focus on what can differentiate you in a competitive pool. It looks like you’ve had at least one promotion, based on the info you provided. I would want to know more about your leadership experiences – what was your role and how did you implement change. I like that you have worked cross-culturally and the impacts of Brexit will surely be topics of class discussions while you are at school. Booth has a highly flexible curriculum and will want you to demonstrate how you …

    2 years ago Read the full review

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The Community Currently Rates The Odds At: 37%

  • 35% | 2 years ago

    BITS Pilanti rocks. You have a really good chance at Booth.
  • 40% | 2 years ago

  • 35% | 2 years ago

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